Terms
These tools are provided for general information only.
Last updated: 10 April 2026
No financial advice
The calculators are informational and should not be treated as financial, tax, insurance, or legal advice. Always check decisions with your own judgement and, where needed, a professional advisor.
Accuracy
I aim for useful estimates, but results depend on your inputs and assumptions. I cannot guarantee accuracy or suitability for every situation.
Liability
To the fullest extent allowed by law, I am not liable for loss or damage arising from use of this site or the calculator outputs.
Changes
I may update these terms at any time by publishing a new version on this page.
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